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  1. as salaam alaikum wa rahmatullahi,

    Those were great saving tips, we really got to keep an eye and stay simple.
    I keep having this dilemma of ‘how to solve food crisis’ at one end there is loads to eat that alhamdulilah and at another end millions starve,so how do we make it reach them….even if we use our food resource wisely, we are not able to distribute the saving to the needy :(

    how to contact sis.Faiza for a personal enquiry ?

  2. Salam ‘alaikum,jazakillah khair for this wonderful article.Alhamdulillah,if I need something only then I buy otherwise I try( in most cases,not all) not to spend money on luxury items.

  3. Alhamdulillah! As a student i find this a very helpful post.
    Most of us here in my institution got our allowances in bulks, so we tend to spend lavishly on things which we finally realized in the end ‘oh-yeah, we don’t really need it at all in the first place’.
    Just the thought of that made us fret and regret but u know, things were being repeated over and over again. Tired of the situation, I pray to Allah SWT so that He would guide me and my friends on how we should treat our money. and Alhamdulillah, we came across this post. Jazakillahu khairan katheera

  4. Thank you very much sister. One thing I am using are applications. You can find many free applications that consider savings and budgeting. One of them I use is Spending Tracker. Can be found on Appstore.

  5. :) Shukran!! sometimes we don’t notice that we don’t need so much for life fair enough and we don’t need to cross tight (hard times) for notice if we use this wonderful tips! Jazak al kheir!

  6. Mashaallah..That’s amazing..since i started to earn money, i used to make like an excel sheet to organize my expenditure :)

  7. Thank you for such a wonderful post!! I also find that exchanging clothes and accessories with your friends or family members is a good way to upgrade your wardrobe without spending anything – not to mention more bonding opportunity!! It is extremely important for every woman to secure her financial future, whether she is working or not; would love to see a post on that too!!

  8. Alhamdulillah, awesome tips n reminders. Dad always said making money is one thing, holding on to it..i.e. using it wisely is the catch, he went used to say if you dont look after it it will “money get wheels” – disappear. There r sum really nice budget templates on Excel. Im sure many will benefit fm yr article as i hav

    • it made for a good read. JazakAllah Khair..but i have always been wanting to know, about the bigger picture. since banking is haram in islam, how does a muslim save for his future? many people (i know of) who live all their lives abroad intending to make savings for future return back as good as a teaboy, with no savings and no investments but their peers who had been saving every month in their respective bank accounts have reaped huge and can now live their retired lives peacefully having set aside enough for their children and their grandchildren as well. how do we make sure we’re not disadvantaged on that and what are the options for muslims to make money in a halal way?

      • Assalamalikum,
        Alhamdulillah, this article had some really handy tips , may Allah reward you for your efforts to please Him. I wanted to add something to the subject of savings as I read your comment. One way we can save for the future without having to use the haram banking system is to buy gold with our savings. It makes for a good investment and when the prices of gold are on the rise you can cash in your savings and it may help you when you really need the money Insha’Allah. I hope this helps. :)

  9. Assalaamu Alaikum, Many thanks for lovely article. It is a good reminder for all of us.
    May Allah reward you all with good in this life and the hereafter. Amin
    Ma Salaam

  10. Salam alikum,
    Jazaki ALLAH khayran for these splendid tips. Actually, I am using most of them, but I’ll try to be more meticulous about my’ spending money habits’.

  11. MasyaAllah.. This is a really helpful articles. May Allah bless us all in managing everything related to us, InsyaAllah. It’s just that i personally love shopping and I couldn’t help feeling helpless when I found something nice and decent and I do not have enough cash to buy it. Maybe I should be more strict with myself on this.

    If there are any suggestions, how to beat this really. T_T

  12. Assalamu alaikum

    Nice article sister.
    ohioline.osu.edu/mym/index.html

    Its a six lessons in pdf format self money management. wonderful and I hope useful for you all who want to save money.

  13. JazakAllah A very nice and useful article. Saving and cutting back on unnecessary things has always been my weak spot. And Allah SWT is teaching me a lesson. Alhamdullilah i am learning and striving hard against it and your reminder came at the right time. SubhanAllah.

  14. I loved the article and spirit behind it. Very much good & inspiring thought on the subject of money management. But I love to hear about the money we keep in our personal account and getting interest on it or on fixed deposit interest. As Interest is banned / Haram / illegal in Islam. What can be the interpretation on “INTEREST ISSUE” in this modern age we are passing through the human history? What the scholarly Muslim says on this? I am eager to hear about this out of my curiosity.