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  1. Assalaamu Alaikum
    This article has come at the right time for me. Just found out that retrenchment is happening at my work. Although I am not one of those my decision to leave is based on my moral and Islamic principles. I do not agree with what they are doing and cannot stay. Shukran for this article and making me feel that I am making the right decision
    Looking forward to the next one Insha Allah

    • Wa-alaikum-as-salaam Kashifa,

      I’m glad you found this beneficial. I believe everything happens for a reason. I hope that Allah [swt] will give you something better than what you are leaving behind, insha’Allah.

      Farhan

  2. This article was wonderfully put together. In addition, it serves as a great reminder to give in charity in order to increase baraakah in our wealth. Jazakhallah Khair!

  3. Subhan Allah thanks for the article. I’m not yet earning but I will In Sha Allah take everything mentioned into account.

  4. Assalamoalaikul brother Farhan,
    JAZAKALLAH KHER for sharing bful knowledge with us. Please also throw some light on INTERSEST/RIBA and how can we avoid it in todays world.
    This was also one of the good articles of productive muslim like thereafr other articles.

    • Wa-alaikum-as-salaam Afza,

      Thanks for your comment. It can seem difficult to avoid riba in today’s economy, but it is very possible and something we should strive for. First and foremost, we should have the right intentions and make dua to Allah [swt] to help us earn halal income and avoid interest.

      By managing our money properly, insha’Allah we can avoid any reason to take out a loan or rely on credit cards. Even when it comes to college tuition, there are Islamic scholarships available and budget plans that some schools offer. This can help us avoid paying interest. Now, when it comes to earning money, we should avoid savings accounts, bonds, and other forms of investment that entail interest.

      Insha’Allah in part 2 of this article, we will get into practical tips of money management. I also cover this topic in much more depth in my book.

  5. SubhanAllah ameen
    May Allah continue to bless us and give us more knowledge and wisdom.. stronger Imaan and bless us Barakah

  6. Masha Allah you message is very educative and i believe it will transform the mindset of people who are involved in such unlawful means of acquiring wealth.
    Wa Salaam Alaikum.

  7. Asalmp 3alykom :D
    I want tk contact the Productive Muslim crew but i dont know where to do so, and so I thought maybe I should throw a comment here and ask?
    Jazakum Allahu Alf 5air :D

  8. Dear brothers and sisters,
    Assalamu alaikum. Do not chase something that is beyond your financial means, even if you expect to earn more soon. You will lose the barakah in your money and in your time and find yourself chasing that object of your desire indefinitely. It will consume your time, money and peace in many ways, and take you further from Allah. We are called to have more trust in Allah and He knows us better than we know ourselves. Try not to be tempted by things/dunya. Strive for balance and moderation, and be more open when someone tries to tell you that you’re taking your wants too far.

    • Wa-alaikum-as-salaam Alia,

      Thanks for the comments. You’re right, we should be careful about what we chase and how we pursue it. We don’t know what the future holds, and anything we acquire in this life is only temporary. Like you said, it’s all about balance and moderation.

      Farhan

  9. assalamualaikum,
    jazakallahu khairan for this beautiful article.
    a kind request to everyone please pray for my family. my father earns a halal income but even thn there is no barakah in money how much ever he earns it is not being sufficient for the family, Alhamdulillah Allah provided us wit the main basic necessities but when coming to other requirementss of payingbills, tuitions, fees , etc my father always has to borrow money plz pray so that we have barakah in the incomeand suggest any ways if any so that i can help my father in.some way

    • Wa-alaikum-as-salaam Tanaaz,

      Sorry to hear about your troubles. I don’t want you to think that there is no barakah in the money, as Allah [swt] tests people in different ways. Without knowing much about your situation, I would recommend continued dua (preferably in tahajjud) with full confidence that your prayers will be answered, and giving some sadaqa. Hang in there. Insha’Allah things will get better soon.

      Farhan

  10. Jaza Ka Allahu khayr brother for this wonderful article. I am an editor of a Muslim magazine and i would like to share in the magazine this and other great articles from your website. Am i allowed to do so? If not could you make me articles to inform the Ummah in my country of this wonderful website and the activities you do. Baraka Allahu fukum. Assalaam alaikm

  11. Asaalamu Walaikum Br. Farhan, JazakAllahu Khaiyran for this informative and needed reminder about our finances. May Allah (s.w.t) grant you, the ProductiveMuslim team and all the Muslim Ummah blessings, and may He guide us and continue guiding us throughout our lives. InshaAllah and Ameen. Thank you once again for this post – can’t wait for the next part InshaAllah :D

  12. This article came at the right time for me. Struggling with management and some financial decisions. I believe that everything will turn out better with the blessings of Allah. Ameen

    • As-salaam-alaikum Samina,

      I’m glad you found this beneficial. Hopefully part 2 of this article will provide you with tips that may help in your situation. You can also check out my book, Open the Door to a Wealthier Life, for tips on money management.

      I hope things get better for you soon, insha’Allah. All the best.

      Farhan

  13. Jazakallhu Khairan Wa Ahsanul Jaza!!!
    Awesome article …by Allah I lear a lot from this article ..and not only this article every article of your is realy wroth to read.
    May Allah Blesses you here and hereafter…Ameen
    Thanks a ton Sheikh Mohammed Faris